If you are looking to restructure your home loan but have several loans and credit cards, this may be standing in your way and limiting how much you can borrow.
While we would never recommend that you enter into a purchase contract before having finance arranged, we have come across many situations where customers are panicking because they have signed a contract to purchase a home, and have then been declined for finance.
If you’re self-employed, you’re likely waiting until May each year to complete last years tax returns, and as such this can present a challenge when wishing to purchase a property, refinance with cash out or gain a debt consolidation with your home loan.
You may be surprised to know that there are options for you re purchasing a car even if you have defaults or court judgments.
