• December


  • 2015
  • 0
We love helping first home buyers!

We love helping first home buyers!

first-home-buyer-depositIt can be challenging to navigate the world of properties and mortgages when you’re a first home buyer. You want to obtain a pre-approval so you can go ahead with your exciting property hunt!

There are lots of things to consider upfront, but this is where we come in – to help guide you.

Most home buyers tend to have a relatively small deposit. Now while there are options available for 95% borrowings, this does incur a mortgage insurance premium. We can advise you how much you can save on your mortgage insurance premium by increasing your deposit, if this is a possibility for you.

In some cases, parents are able to assist to help increase the size of your deposit with a gift.

In most cases we still do need to see that you have saved up your own 5% deposit and held it in full for a minimum 3 month period.

We will assess your savings pattern to ensure you meet the criteria prior to submitting your application. This analysis can be detailed, so it is important to know where you stand up front and what steps you need to take to help you gain a successful approval.

So if you are a first home buyer and you would like some guidance on how to best navigate your new loan application, speak to us at Bee Finance Savvy on 1300 140 554 or enquiries@beefinancesavvy.com.au

See what other happy customers have said about us here –


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