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First home owner needing guidance?

First home owner needing guidance?

first home buyer guidanceFor a first home seeker, it can be extremely confusing to decide how to enter the property market.

There are many things to consider, like your borrowing capacity based on your earnings, as well as the contribution required for your deposit, stamp duty and mortgage insurance. In addition, there are legal fees and miscellaneous adjustments at settlement.

It is crucial that you receive accurate information so that you can start searching for your first home without experiencing disappointment. It is also important to be given correct information upfront so as you don’t apply for a loan that you will be declined for, as this can make it more difficult to get approved once you have already been declined.

It is also important to know that different banks will approve different loan amounts, depending on your unique situation, with factors such as your wages or bonuses, time in employment and other debts all being taken into consideration.

To get things in order so you can start your property hunt with confidence contact Bee Finance Savvy on 1300 140 554 or enquiries@beefinancesavvy.com.au

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