If you are a first home buyer, it can be difficult to save a deposit. There are certain schemes available from the government to help first home buyers, but some have very limited places, as well as maximum income caps. What offers are available for first home buyer university graduates? There are options available amongst
According to a recent survey from a major Australian lender, 82% of first home buyers are hoping to snap up a bargain due to the economy worsening. This is compared to 66% of investors and 57% of owner occupiers. Whilst 51% of first home buyers expect to get onto the property ladder in the next
If you are self employed and looking to purchase a home or refinance, it is important to know how lenders will view your income, as it is usually not as straight forward as you may think. How Do Lenders View Self Employed Applicants First of all, for a mainstream lender to consider your self employed
According to a recent survey, nearly 70% of Australians have experienced a challenge in the home loan process, with more than a quarter citing they are delaying buying a home because of this. Why Are Australians Finding It Confusing? Over half of the respondents stated they found challenges with the actual application process, such as
If you are looking to refinance your existing property and your name has changed since you originally purchased, there are some extra steps involved to ensure everything runs smoothly. When Do Names Change After Purchasing Property? The most common reason that someones name would have changed since they purchased a property, is of course due
Great news for those wishing to enter the property market, or for those wanting to refinance . What Is An Assessment Rate? When you apply for a home loan, whether to purchase or refinance, each lender will look at your income and expenses to determine how much you can borrow. However, they all have their
