It’s great to get a pre approval in place before you buy a property. It’s not always easy to be confident with your pre approval though. There are some varying degrees of approval. Why you need to check if your pre approval is valid One issue is whether your pre approval has been fully assessed,
It can be hard to get a home loan after bankruptcy. If you have previously been through a divorce or another life changing event, this may have had a negative impact on your financial situation. What can be done if I need a home loan after bankruptcy? Its not entirely uncommon today, for people to
Time and time again, we hear reports that Australians don’t understand home loan features. As brokers, this something we see often. People frequently don’t know what lender terminology means.
Worried about house price changes? You aren’t alone. In a recent survey, more than 60% of Australians were worried about losing money on their property. A similar number of people, were concerned about owing more than their property was worth. Almost half of those surveyed said they regretted how much they’d paid for their property.
If you have investment property/s, then having lenders calculate rental income for your next property application is essential. It is only natural that customers will not be aware how lenders calculate rental income, but this is a vital piece of the puzzle. Why Lenders Calculate Rental Income Whether your applying for a home loan, or
Many people use salary sacrificing to to pay for goods or services they need, and reduce their tax bill. But did you know that salary sacrificing can have an impact on your home loan application?
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