- In Getting ahead - How to improve your finances, Home sweet home - first home owner finance, Scary scores - Credit scores and your finance
You may be surprised to know that there are options for you if you are wanting to apply for a home loan and you have credit impairment such as defaults, court judgments, and even previous bankruptcies.
We work with a number of lenders whom specialise in assisting people in such situations to get on to the property ladder.
Rates will vary depending on your individual circumstances, such as how many defaults or court judgments you have, whether they are paid or unpaid, the amount of each listing, the date it was listed, and how long it has been since your bankruptcy has ended.
It’s great to know though that there are options out there for you, and you don’t necessarily need to wait out the five years for your credit file to clear up.
You can also see what other happy customers have had to say about us here –